An Extension of Your Family
Who We Are
As a multi-generational family business, we pride ourselves on building relationships measured in decades. And, our mission to solve problems and do good goes beyond managing investments. This approach is centered on understanding your unique financial situation, values, and aspirations – those experiences that define who you are and the legacy you leave.
What to Expect
This approach can only be accomplished by putting clients’ interest first, as a fiduciary and we are firm believers in servicing our clients, not selling them. When you work with us you can expect…
When you call us, we’ll answer the phone. When you email or text us, we’ll get right back to you. Client service to us means one thing—treating you like you’re the most important thing in our business. Because, well, you are.
We understand, and value the fact that people, whether it be our family, colleagues, or our clients are the most important thing in the world to us.
We value clear, honest communication. No jargon, no complexity, just straightforward advice you can trust. At Bridge Generations, transparency is key. We provide direct and understandable advice, ensuring you’re always in the loop and empowered to make informed decisions.
We are a boutique advisory firm with plenty of big firm experience. We prefer to operate a boutique firm because we believe in giving our clients the individual attention and service they deserve. Everyone you’ll interact with at Bridge Generations is someone who lives by our core values: honesty, communication and family.
Our Mission:
To Solve Problems and do Good.
Meet Our Team
Barbara Ray
Barbara Ray
Barbara Ray, CPA, PFS, is a seasoned advisor who knows the business world inside and out. As a former executive at a Fortune 40 company, Barbara brings over 30 years of experience in finance, ranging from startups to Fortune 40 enterprises. She takes a no-nonsense approach to goal setting and financial planning, ensuring that her clients' present-day needs carry just as much weight as their future expectations.
In 2004, Barbara founded her own advisory practice in Salt Lake City, Utah. As CEO of Vantage Point Advisors, she has used her business acumen to assist individual investors, families, and community organizations. As a co-founder of Bridge Generations, Barbara considers it her responsibility to act as a financial point person, offering strategic, personalized direction and acting in her clients' best interests by following a fiduciary standard of care.
Barbara is a member of the American Institute of Certified Public Accountants and the Financial Planning Association. She holds a bachelor’s degree in accounting and business administration from Regis University and an MBA from the University of Utah.
Elisa Schvaneveldt
Elisa Schvaneveldt
Elisa Schvaneveldt, CPA, CFP®, currently serves as a Financial Advisor in the Salt Lake City office. Prior to joining Bridge Generations, Elisa worked for Ernst & Young in the audit group and corporate tax and private client services. She also served as the controller for Brighton Recovery, an addiction recovery and mental health company.
Elisa is a Certified Public Accountant and a CERTIFIED FINANCIAL PLANNER™ professional. She earned both her master’s and bachelor’s degrees in accounting from the University of Utah in Salt Lake City.
Elisa is an avid hiker who enjoys spending her free time exploring the mountains adjacent to the Salt Lake Valley. Her love of hiking has also inspired her to travel to Spain and Norway.
David Smith
David Smith
As a Co-Founder of Bridge Generations, David Smith has had many opportunities to test the theory that before investors leap, they should take a close look at what is important to them.
David’s approach to helping clients is to be the one who listens instead of the person who does all the talking. He advocates for a cohesive financial plan that incorporates retirement planning, estate planning, tax planning, risk management, education planning, and charitable giving. This comprehensive strategy is made possible by collaborating with clients’ other professionals, such as accountants and attorneys, to bring it all together.
David is a CERTIFIED FINANCIAL PLANNER™ professional and holds the Chartered Life Underwriter and Chartered Financial Consultant designations. He earned his bachelor’s degree in business administration from Widener University in Chester, Pennsylvania.
He lives in Miami with his wife, Marsha. David values fitness and meditation as an important part of his daily routine. He and his family spend time in Dorset, Vermont, enjoying the year-round activities available there.
Raleigh Smith
Raleigh Smith
Karen Caselli
Karen Caselli
Karen Caselli, CFP®, currently serves as a Client Service Associate in the Miami office. Prior to joining Bridge, Karen was a portfolio advisor for David Smith Advisory. She has 28 years of experience in the financial services industry.
Karen is a CERTIFIED FINANCIAL PLANNER™ professional. She earned a bachelor’s degree in business administration with a concentration in finance from the University of South Carolina in Columbia. In addition to spending time with family and her cats, Karen enjoys cooking and numerous outdoor activities that connect her to Miami's natural beauty.
Paola Corrales
Paola Corrales
Paola Corrales joined Forum Financial Management in 2021 as a Client Service Associate in the South Miami office. With a decade of experience at David Smith Advisory prior to joining Forum, she focuses on customer engagement and is a licensed insurance agent who manages the insurance application process, ensuring clients receive the coverage they need through a smooth underwriting process. Paola’s analytical skills allow her to anticipate potential issues and works closely with advisors and carriers to resolve challenges and achieve successful outcomes for clients. Paola brings expertise in client relations and communications, organizational structure, project management, event marketing and team dynamics. Highly creative and extremely driven, she utilizes her analytical skills to develop solutions, especially when helping clients.
